2025 Rate Sheet: ORVetRateSheet.pdf
The Oregon Department of Veterans’ Affairs (ODVA) has increased the maximum home loan limit for the Oregon Veteran Home Loan for 2025, conforming to loan limits for mortgages set by the Federal Housing Finance Agency. ODVA will now accept loans up to the new maximum loan amount of $806,500, an increase of $39,950 from last year’s limit. This new limit took effect on January 1, 2025.
The Oregon Veteran Home Loan Program, which has been one of ODVA’s core veteran benefits since the agency’s inception in 1945, offers eligible veterans fixed-rate financing for owner-occupied, single-family residences.
The veteran home loan product is a non-expiring, lifetime benefit for any eligible Oregon veteran and may be used up to four times. The program provides financing for purchases only and cannot be used for refinancing.
This state veteran home loan benefit is separate and distinct from the federal VA home loan guaranty and has lent nearly $9 billion in low-interest home loans to more than 336,000 veterans since 1945. To be eligible, a veteran must have served on active duty with the U.S. Armed Forces, as documented on their DD-214, and must meet one of the service criteria outlined on ODVA’s website.
For more information about the Oregon Department of Veterans’ Affairs Home Loan Program, program eligibility, or to find a partner broker near you, please call (800) 633-6826 to speak with a loan specialist or visit www.orvethomeloans.com.